Head of Consumer and Lending Compliance

• Manage a team of compliance professionals responsible for monitoring and testing, complaint management, third party oversight, issue management, compliance reporting, and customer-facing communications, among other areas

• Provide regular reporting to the Board of Managers and other governance committees

• Serve as the primary liaison between Gemini and its sponsor bank partner

• Respond to internal and external audits, examinations, and regulatory inquiries related to credit card card operations

• Oversee risk assessments for consumer banking products, identifying potential areas of risk and working cross-functionally to manage such risks

• Serve as the Fair Lending Officer overseeing the company’s fair lending program

• Ensure proper oversight of vendors and other third parties that present potential compliance or regulatory risk

• Oversee remediation plans for high priority issues to ensure timely remediation and remedy of any compliance-related issues

• Remain up-to-date on regulatory changes and landscapes, best practices and developments in the industry and ensure our implementation is both compliant and forward thinking

• Provide timely and accurate advice and guidance to the Gemini’s staff on issues arising from compliance policy areas and subject matter within the responsibility of the Compliance Department

Qualifications:

• Bachelor's degree. CRCM or Juris Doctor preferred

• 10+ years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry and at least 4+ years of experience overseeing a consumer compliance program is a must

• Experience supporting a fast-scaling business

• Possess deep knowledge and real world application of all lending and banking laws and regulations including UDAAP, TILA, TISA, ECOA, FCRA, EFTA, MLA, SCRA, GLBA, and CAN-SPAM

• Proven track record of providing oversight and strategic vision for the entirety of a Compliance Management System (CMS)

It Pays to Work Here

The compensation & benefits package for this role includes:

• Competitive starting pay

• A discretionary annual bonus

• Long-term incentive in the form of a new hire equity grant

• Comprehensive health plans

• 401K with company matching

• Paid Parental Leave

• Flexible time off

Salary Range : The base salary range for this role is between $150,500 - $215,000 in the State of New York. This range is not inclusive of our discretionary bonus or equity package. When determining a candidate’s compensation, we consider a number of factors including skillset, experience, job scope, and current market data.

In the United States, we offer a hybrid work approach at our hub offices, balancing the benefits of in-person collaboration with the flexibility of remote work. Expectations may vary by location and role, so candidates are encouraged to connect with their recruiter to learn more about the specific policy for the role. Employees who do not live near one of our hubs are part of our remote workforce. All employees, however, are required to onboard in-person at one of our office locations.

At Gemini, we strive to build diverse teams that reflect the people we want to empower through our products, and we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. Equal Opportunity is the Law, and Gemini is proud to be an equal opportunity workplace. If you have a specific need that requires accommodation, please let a member of the People Team know.

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• All Other Remote

Source: We Work Remotely